In April 2026 we gathered credit, risk, and compliance leaders at La Mansión Insurgentes (Mexico City) for the CRiskCo Lunch & Learn — an intimate session focused on how financial institutions and SMEs in Mexico are operationalizing real-time SAT, RUG, and SIGER data to make better credit and compliance decisions.
Thank you to every attendee — risk analysts, compliance officers, fintechs, and accounting firms — for a conversation full of real questions and concrete use cases.
What we covered
The session focused on four fronts reshaping risk intelligence in Mexico:
Real-time credit scoring with CFDI: how issued and received invoices (AR / AP) reveal actual revenue, customer concentration, payment behavior, and operational trends — without depending on formal financial statements.
Automated KYC and KYS: bulk RFC validation, Constancia de Situación Fiscal, Opinión de Cumplimiento (POSITIVE/NEGATIVE), and continuous review against SAT blacklists (EFOS / EDOS, Article 69-B).
AML/PLD compliance: continuous monitoring of counterparties and suppliers, with alerts when an opinion changes or a flag appears.
Native RUG and SIGER sources: ownership structure, ultimate beneficial owners, movable collateral, and commercial background — all integrated into a single operational file.
Full P&L and Balance Sheet standardization: rolling out to all clients via API. We convert CFDI and accounting data into normalized financial statements that are comparable across companies, sectors, and periods — ready for credit analysis, due diligence, and portfolio monitoring.
CRiskCo Labs: our new platform for banks, financial institutions, and corporates to predict financial and business events (default, growth, fraud, churn) by combining their own data with SAT. Harnessing Machine Learning and AI over tax data has never been faster or more accessible.
A few questions and takeaways from the Q&A
"How often does an Opinión de Cumplimiento change?" More than people assume. That's why a one-shot check doesn't replace continuous monitoring between review cycles.
"How do you assess risk on a company with no financial statements?" CFDI history covers ~80% of the questions you'd normally ask of a balance sheet — and it does so with SAT-verified data.
"Does KYS replace KYC?" No — it extends it. Knowing your customer is no longer enough; you also need to know their suppliers and largest customers.
"How does this integrate with existing systems?" Via API: CRiskCo is designed as an intelligence layer, not a replacement system.
Event highlights
Event photo gallery
Were you there with us, or want to join the next one? See the full photo set here:
👉 View full Lunch & Learn photo gallery
Next steps
If you want to see how CRiskCo can plug into your origination, portfolio monitoring, or KYC/KYS compliance flow:
📅 Book a personalized demo
📚 Read our API Guide to integrate SAT, RUG, and SIGER
📊 Check the SAT Service Status — our public availability monitoring
Thanks again to everyone who made this Lunch & Learn possible. See you at the next one.
