Beneficial Owner and Ultimate Beneficial Owner from an RFC in minutes
Solve the AML account-opening requirement: identify the natural person holding 25% or more of capital or voting rights, directly or indirectly, and document the fallback via a single sworn declaration — using only the RFC, no CIEC.
Starting price
From $12 MXN per query
What it is and how it works
When a bank opens an account for a legal entity, AML regulation requires identifying the beneficial owner: any natural person with a direct or indirect participation of 25% or more in share capital or voting rights. If no individual reaches that threshold, the institution may register a designated figure (sole administrator, legal representative, or other) as the fictitious beneficial owner, and the client signs a single sworn declaration attesting to it. CRiskCo Verify delivers this identification by querying official sources from the RFC alone — no CIEC and no taxpayer signature. It also covers the CFF Article 32-B Ter obligation (Beneficiario Controlador).
Use cases
- Bank account opening: beneficial owner identification
- AML compliance with 25% direct and indirect threshold
- KYB onboarding for clients and suppliers
- Fictitious beneficial owner documentation via single sworn declaration
- CFF Article 32-B Ter compliance (Beneficiario Controlador)
- Pre-credit due diligence
What it returns
- Full name of beneficial owner / beneficiario controlador
- CURP and personal RFC of the identified individual
- 25% threshold compliance flag
- Direct and indirect participation percentage
- Corporate control chain down to the natural person
- Type of control: capital, voting, or economic benefits
- Designated figure as fictitious beneficial owner (if applicable)
- Evidence of single sworn declaration signed by the client
- Query timestamp and official source
Best for
Scale when you need to
Verify is the first step. Unlock SAT/CIEC for depth and Enterprise for continuous monitoring.
Verify — RFC only
One-off queries: UBO, e.firma, SIGER, and Identity. No CIEC, no friction.
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